Do You Need a Budget?


Are you a budget keeper or maker? I’ve made lots of budgets but only consistently kept to one once I started tracking all of my spending. It was a financial game changer. Entering each purchase has made me pause and assess if what I was buying was a need or a want and if I […]

GIVEAWAY: Do Less is now available!


Today I am checking one big goal off my life list: Publish a book May 2014 While I have self-published a book before, Do Less: A Minimalist Guide to a Simplified, Organized and Happy Life is my first book with a publisher. My first book that you can order in stores or online and that […]

The Value Buy: Our French Roller Skate

My mother related our new car to her first car when she was a teenager in Glasgow: a Lada. Yes, it was a value buy. There is nothing cool about our car. For the record it is a 2000 Citroen Saxo. I call it the French Roller Skate. It was a bargain, drives well, was […]

How To Be Rich (Without A Lot Of Money Or Stuff)

There are two ways to be rich: One is by acquiring much, and the other is by desiring little. ~Jackie French Koller I am very wealthy. Rich in fact. Of course, we’re not able to retire early. We have a lot of years left on our mortgage. We don’t own a car. I ride the […]

Our New Budgeting System

One of my goals for this year was to take our family budgeting to ‘the next level’. For the last year and a half we have been using a reverse budget and tracking our spending as a family with the Smart Budget app. This method was great because it gave us a good financial snapshot […]

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